PROMOTIONAL FINANCING OPTIONS1
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Expand your purchasing power with Promotional Financing through Synchrony. Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
- A simple application process, and fast credit decisions
- Unsecured, revolving credit lines
- Promotional financing options1
- Convenient monthly payment options
- Online account management
There are three options with LOW APRS and FIXED PAYMENTS to choose from:
PLAN 943
9.99% APR for 132 Months†
† Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.25% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 26.99%. Minimum Interest Charge is $2. One-time Account Activation Fee of $69 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
PLAN 980
5.99% APR for 37 Months†
† Interest will be charged on the promo purchase from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.00% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 26.99%. Minimum Interest Charge is $2. One-time Account Activation Fee of $69 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
NO MONTHLY INTEREST
if paid in full within
18 months
PLAN 971
7.99% APR for 61 Months†
† Interest will be charged on the promo purchase from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.00% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 26.99%. Minimum Interest Charge is $2. One-time Account Activation Fee of $69 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
PLAN 924
NO MONTHLY INTEREST IF PAID IN FULL WITHIN 18 MONTHS§
On purchases made with your Home Design Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. $69 account activation fee may apply. Fixed Monthly Payments required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full.
§ No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New Accounts as of 07/16/2024: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $69 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
For More Information on these Plans – www.synchrony.com
1Subject to credit approval. Minimum monthly payments required. See store for details. For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.